Insurance Savings FAQ

How often should I compare quotes?

At least once a year, and whenever something changes: you move, buy a car, add a driver, or your policy renews at a higher price.

Does bundling really save money?

Often, yes. Many insurers discount both policies when you buy home and auto together. Compare the bundle against separate policies to be sure.

Will a higher deductible lower my premium?

Usually. Just make sure you could pay the deductible comfortably if you had to claim.

What discounts should I ask about?

• Safe driver and claims-free
• Good student
• Military and veteran
• Multi-car and multi-policy
• Paying in full or by automatic payment
• Home security and smoke detectors

Does my credit affect my rate?

In most states, insurers can use a credit-based insurance score when setting auto and home rates. Improving your credit can lower your premium over time.

Can I switch before my policy ends?

Yes. You can switch at any time, and your old insurer refunds any premium you've paid ahead.