When is the best time to shop for home insurance?
Most people only think about home insurance when they buy a house. But premiums change every year, and the insurer that was cheapest then may not be cheapest now.
Shop around 30 to 45 days before your renewal so you have time to compare without a gap in cover.
It is also worth comparing after a renovation, a new roof, or installing a security system, since these can lower your premium.
If you also need car insurance, ask for a bundled quote. Many insurers discount both policies when you buy them together.